Supplier Credit
- What it is
- The exporter grants the buyer deferred payment; the receivable is insured by an Export Credit Agency and discounted by a bank without recourse.
- Best for
- Machinery, equipment and production lines; small and mid-size transactions.
- Structure
- 15% down payment, 85% deferred, typically over 3–5 years, with instalments backed by promissory notes.
- Buyer benefits
- No separate loan agreement; the deferred amount remains a trade payable; freedom to choose several suppliers and consolidate them in one contract; fast execution.
